- step one good ID (Passport, Driver’s license, SSS)
- 1 Proof of Recharging (energy, liquids, landline)
- Latest step one-times payslip otherwise proof of money
Charge & Fees
A running percentage from eight% are subtracted from the net loaned matter each processed mortgage. 5% each and every day including a late commission percentage from Php500.
- Bank Put (Over-the-counter, On the web Banking, ATM)
- Dragon Pay (7-11 online payday loans Connecticut, Cebuana, LBC, SM Robinson Fee Stores and you will Bayad Locations)
Debtor Requirements Throughout the Loan application
- Investigate package meticulously and make certain you understand new terms prior to signing.
- Do not overstate your earnings, a job cycle, and you will possessions.
- Be truthful regarding the prior otherwise most recent credit difficulties; report all your bills.
- Do not list fake info on your loan app, plus don’t give not the case support data files.
Why Favor Vidalia Financing
Vidalia Lending might only be available to customers about City Manila area. However, certainly, its financing goods are designed to uplift the new lifestyle of the customers by using proper care of its economic needs. With lots of financial support enterprises throughout the Philippines, there are some reason why customers need to favor Vidalia Financing.
Has the benefit of no Prepayment Punishment
With a few finance penalizing customers that need to pay for the loaned amounts in advance, customers are this is accept their finance prior to when their due dates that have Vidalia. They understand one particular consumers would like to get rid of more fears and you may desire payments, and so they help her or him.
Quick and easy Procedure
Particular applications having Vidalia Financing are completed 100% online. Regardless of what people need to procedure the loan requests, the latest approval techniques is fast, and you may people knows the consequence of the application for the loan in this a couple of days.
Offers Non-Equity / Zero Guarantor Finance
The newest horror that most anybody deal with whenever obtaining financing is collateral or an effective guarantor. Not too many customers should be able to introduce collateral if you prefer happens. In order to also approach family relations or family relations to be a great guarantor can be a headache. Very few want to share an identical legal financial obligation while the the debtor in place of putting on something besides a possible accountability.
Available for Someone and Companies
The wonderful thing about Vidalia Lending is when they make financing items available besides for those but for enterprises lookin from the growing businesses. Why are the team mortgage far more glamorous is because they offer low-collateral loans.
Vidalia Credit abides by strict data privacy guidelines for the customers. It means that all the research and you will pointers shared with them will not be common neither offered to outside people.
No Hidden Charge or Charge
This new charge you to consumers would need to shell out would-be found early in the method. He has got provided to and you may signed up for the particular charge and you may costs that they can have to pay inside years of their mortgage name. They do not have to invest any charges once they settle the loans early.
Obtaining financing is simple and fast. People can also be physically visit the website from Vidalia Financing to begin with the program procedure by the hitting the latest reroute switch at the upper latest web page following hitting the fresh new financing part.
To possess basic-big date users, maximum loanable amount are Php10,one hundred thousand however for repeat borrowers, the most loanable matter was Php fifteen,one hundred thousand.
Private Fund otherwise Paycheck Fund, consumers will get individually visit the website’s Personal bank loan part to apply for personal Finance or the web site’s Paycheck mortgage point to use to possess Salary Funds. Up coming, initiate the mortgage software and commence filling out the information.